Alior Raty

You can use this option if your purchases have a value of from 50 PLN to 15,000 PLN.

What are the instalment options?

Depending on the offer, you can choose:

• raty 0% - payment spread over 10 or 20 instalments, at no extra cost (the cost is covered by the shop)
• raty 1% miesięcznie - from 3 to 48 instalments (cost to be added to the instalment, to be paid by the customer)

How do I use Alior Rat?

1. Select products in the online shop.
2. During payment, select the option Alior Raty.
3. You will be redirected to the Alior Bank website.
4. Fill in the form customising the loan to your needs, and then complete all the required fields with personal (e.g. first name, surname, PESEL, identity card number, home address) and financial (e.g. place of work, type of employment contract and its duration, monthly financial obligations) data.
5. Wait for the bank's decision (usually takes up to 15 minutes).
6. Confirm the agreement and make a verification transfer for £1 (if required).
7. Done - the bank will pay for your purchases and you pay them back in instalments.

💡Important: Before using, make sure your PESEL is not restricted.

Who can benefit?

In order to obtain a loan, you must:

• be over 18 years of age
• be a citizen of Poland and have their address in Poland
• have a valid identity card
• have an individual bank account and telephone number
• obtain a positive creditworthiness assessment

Various sources of income are accepted, including: employment contract, business activity, pension, civil law contracts, management contracts.

What if the application is rejected?

Decisions on the granting of instalments are made individually by Alior Bank. If your application is rejected, you will be informed on screen or by email. You can then return to the shop and choose another payment method.

How does returning goods work?

If you return goods, you must contact the store that handles the instalment settlement. Returns are not supported by the Autopay system.

If you have questions about the installment offer or the process, please contact Alior Bank.