BLIK Pay Later

The service is available at selected online shops and is open to customers of Velo Bank, PKO BP, SGB and Bank Millennium.

What are the conditions for using the service?

The service is available for transactions with a value from 30 PLN to 4000 PLN , with a minimum basket value of at least 300 PLN. The entire process - from payment approval to repayment - takes place securely in your bank's app, where you can also manage your commitment.

With BLIK Pay Later, you can pay for your purchases up to 30 days after they have been made - at no extra cost. If the value of your order exceeds 300 PLN, you also have the option to spread the payment over 3, 6 or 12 monthly instalments (for an additional fee).

How do I use Blik Pay Later?

If you are using for the first time:.

1. Select BLIK Pay Later as a payment method in the webshop.
2. You will be redirected to a page and enter your BLIK code.
3. In the bank's app, you consent to the transfer of data to BLIK.
4. The system will check your details and grant you a limit.
5. You confirm the deal and you're done - you can enjoy your shopping.

If you are using the service again:.

1. Select BLIK Pay Later as a payment method.
2. You are redirected to a page and enter your BLIK code.
3. You approve the transaction in the bank's app - and that's it!

You can check the amounts due in the ‘BLIK Pay Later’ section of the bank’s app. If you’re a PKO BP customer, the payment will be debited automatically on the 30th day after the date of purchase.

How does returning goods work?

You pay the refund directly to the retailer. If the product was paid for via BLIK Pay Later, the amount of your obligation will be reduced accordingly.

If you have questions, please contact the shop where the purchase was made.